Celebrating 100 years!
2025 marks the centennial of YWCARF and with it, a chance to celebrate both our legacy as one of the oldest pension plans for women and our vital supporting role in the YWCA’s mission.
We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.
YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.
Did you know? We match 40% of your association's monthly retirement credit.
If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.
#40Plus
A chart that shows the growth of your retirement investment over time, based on our 40% match.Take the uncertainty out of retirement planning with an annuity, an income guaranteed to last a lifetime.
YWCARF offers six monthly payment options for life, and you can elect to share your YWCA legacy with a loved one.
News & Updates
Confirm Your Email Address Today to Enter Our Prize Draw
To help ensure that the Fund can reach you electronically with important benefits updates, please take a moment to confirm your current email address. Read more
It’s YWCARF's 100th Birthday, and participants get a special benefit gift!
We are thrilled to announce a special, one-time benefit to our participants and retirees. Read more
YWCARF Honored at AIF Global's Annual Women Investors' Forum
Sondra Vitols, who serves on the Fund's Board of Trustees, was among the outstanding women trailblazers recognized. Elliott Buccholz, CEO, discussed the Fund's centennial and its enduring mission. Read more