We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.
YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.
Did you know? We match 40% of your association's monthly retirement credit.
If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.
#40Plus
A chart that shows the growth of your retirement investment over time, based on our 40% match.Take the uncertainty out of retirement planning with an annuity, an income guaranteed to last a lifetime.
YWCARF offers six monthly payment options for life, and you can elect to share your YWCA legacy with a loved one.
News & Updates
2025 YWCA USA Board of Directors Nominations
Focused leaders who are passionate about the YWCA mission are invited to apply for key roles in leadership and governance by the January 8, 2025 deadline. Read more
Make a Difference This Giving Tuesday
YWCA USA invites you to address the Urgency Of Now and aid families seeking safety, equity, and opportunity. Make a direct one-time or monthly donation this Giving Tuesday. Read more
YWCA USA CEO Margaret Mitchell Releases 2024 Presidential Election Statement
Following the results of Tuesday election, Margaret Mitchell has affirmed the organization's commitment to promoting peace, justice, and dignity for all. "Hope remains a powerful, RADICAL act." Read more