We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.
YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.
Did you know? We match 40% of your association's monthly retirement credit.
If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.
#40Plus
A chart that shows the growth of your retirement investment over time, based on our 40% match.Take the uncertainty out of retirement planning with an annuity, an income guaranteed to last a lifetime.
YWCARF offers six monthly payment options for life, and you can elect to share your YWCA legacy with a loved one.
News & Updates
YWCA USA CEO Margaret Mitchell Releases 2024 Presidential Election Statement
Following the results of Tuesday election, Margaret Mitchell has affirmed the organization's commitment to promoting peace, justice, and dignity for all. "Hope remains a powerful, RADICAL act." Read more
Week Without Violence, October 21 - 26
Learn more about this year's program for the annual Week Without Violence campaign, "Financial Trauma: From Financial Abuse to Safety and Justice." Read more
Urgent: Hurricane Helene Relief
In the wake of Hurricane Helene's devastation, help YWCAs on the front lines continue to aid impacted families by making a local or general donation. Read more