Celebrating 100 years!
2025 marks the centennial of YWCARF and with it, a chance to celebrate both our legacy as one of the oldest pension plans for women and our vital supporting role in the YWCA’s mission.
We support the YWCA’s mission to eliminate racism and promote peace, justice, freedom, and dignity for all.
YWCARF's sole purpose is to provide employees of participating YWCA associations with retirement benefits. We were one of the first pension plans for women, and we predate Social Security.
Did you know? We match 40% of your association's monthly retirement credit.
If your YWCA association contributes 10% per month, YWCARF will credit your account with 14% before interest.
#40Plus
A chart that shows the growth of your retirement investment over time, based on our 40% match.Take the uncertainty out of retirement planning with an annuity, an income guaranteed to last a lifetime.
YWCARF offers six monthly payment options for life, and you can elect to share your YWCA legacy with a loved one.
News & Updates
YWCA USA Media Toolkit Available for LGBTQ+ Equal Pay Day, June 17
Download social media resources to highlight the discrimination and bias that LGBTQ+ people face in the workplace, with access to housing, and other factors that contribute to higher rates of poverty. Read more
Save the Date! June 4 Early Learning/Child Care Meeting
Register for an upcoming call covering Head Start and other critical funding streams related to early learning and childcare work, 4pm EST. Read more
YWCARF Centennial Featured in Pensions & Investments Magazine
Elliott Buchholz, CEO, and Barbara Glass, Investment Committee chair, celebrate 100 years of empowering women through financial security. Read more